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Title: 1900% increase to client’s compensation by instructing Bikelawyer - November 2013

Amount: £57,000

Mr H was involved in a motorcycle accident in 2009. Mr H was stationary on his bike at traffic lights when the Defendant drove into the rear of him without stopping. The accident caused Mr H suffer psychiatric and physical injuries and Mr H’s business suffered significant loss.

Liability was admitted straight away and the Defendant’s insurance company offered to deal with valuing Mr H’s claim so they could settle his claim without solicitors.

An initial medical report was carried out by the insurance company’s orthopaedic surgeon and an offer of £3,000 was made to buy off Mr H’s claim.

Rather than accept the offer Mr H contacted Bikelawyer who dealt with the claim on a no-win, no-fee basis meaning that he was able to get the benefit of a solicitor while keeping 100% of his compensation.

Bikelawyer instructed a more appropriate orthopaedic surgeon, a neuropsychologist, psychiatrist to fully document Mr H’s injuries and formal court proceedings were issued. The Defendant’s insurer obtained its own medical evidence in these disciplines however after joint discussions it was the agreed that Mr H had suffered the injuries he claimed.

Despite this the Defendant insurer refused to agree that his business had suffered. Bikelawyer instructed a forensic accountant to work out the loss to Mr H’s business, both past and future.

The Defendant insurer refused to make any reasonable offer even in the face of hard evidence of Mr H’s loss and as such Bikelawyer sought to take the matter to a trial. With less than 3 weeks to date of the trial the Defendant settled Mr H’s claim for £57,000 some 1,900% higher than the £3,000 award which the Defendant Insurers had offered.

This highlights the need for independent specialist advice and not dealing with the Defendant insurers directly.

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